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Sample debt

Debt Payoff

Switch strategies to see how the payoff order changes.

Total debt

$33,715.00

Minimum payments / month

$977.00

Snowball: pay the smallest balance first for quick wins.

Focus

Klarna Furniture

installment · 0% APR

$315.00

Min $45.00 · due on the 18

Affirm Laptop

installment · 0% APR

$620.00

Min $62.00 · due on the 9

Best Buy

revolving · 29.99% APR

$780.00

Utilization22% of $3,500.00

Min $35.00 · due on the 28

Chase Freedom

revolving · 19.99% APR

$1,380.00

Utilization23% of $6,000.00

Min $45.00 · due on the 15

Apple Card

revolving · 24.99% APR

$2,150.00

Utilization27% of $8,000.00

Min $65.00 · due on the 30

Capital One

revolving · 28.99% APR

$4,920.00

Utilization49% of $10,000.00

Min $145.00 · due on the 7

Student Loan

installment · 4.8% APR

$8,700.00

Min $215.00 · due on the 20

Car Loan

installment · 5.9% APR

$14,850.00

Min $365.00 · due on the 12